Various life circumstances can seriously strain the finances of an elderly adult. However, there are many local, state and federal programs available that are designed to ease some of the burden. For the convenience of seniors and The Grand Strand live-in caregivers alike, many of these six organizations offer an online application process.
The Medicare program offers more than Part A and B medical insurance coverage. Health insurance premiums are deducted monthly from Social Security benefits. However, Medicare also helps pay for Part D prescription medication coverage. In many cases, the program supplements all but $10 of the monthly cost.
2. Supplemental Security Income
Older adults who receive modest Social Security benefits due to having worked low-paying positions might be able to receive financial help through the Supplemental Security Income program. State and federal government offices fund the service that operates through Medicaid. By applying, seniors also have access to legal assistance, health insurance counseling and assistance with healthcare and in-home care in The Grand Strand.
3. Veteran’s Administration
A senior parent living with a military-related disability may be eligible for a variety of benefits through the Veteran’s Administration. The programs are especially beneficial if the disability progressed over time. The VA offers medical care, hospitalization, prescription medications and other services to qualifying veterans.
4. State Representatives and Senators
In addition to being responsible for legislation, state representatives and senators both have staff specialists who handle senior affairs, programs and services. Staff members can offer advise or act as an advocate on behalf of an elderly adult.
5. Area Agency on Aging
Counties and communities across the nation have federally mandated offices known as the Area Agency on Aging. The staff members are well versed in directing seniors to the appropriate programs or services available in individual locations.
6. Meals on Wheels
Meals on Wheels is a community-based organization that commonly operates in conjunction with medical services and churches. By signing up an elderly adult to the program, he or she will receive a delivery of one nutritious meal each day.
In addition to these programs, you can supplement your loved one’s physical and emotional wellbeing with help from Home Care Assistance of The Grand Strand. Our reliable in-home caregivers in The Grand Strand work one-on-one with our clients to help with all aspects of daily life including housekeeping, laundry, medication reminders, prescription pick-ups and so much more. Find out more by calling (843) 353-3105 today to meet with a trusted Care Manager.